Hey, I’m Rich! I’m a teacher-turned-millionaire who figured out how to build wealth without a trust fund, fancy degree, or insider connections. Now, I help everyday business owners like you maximize tax savings and build real financial security.

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If you’re tired of leaving money on the table and want to find out which retirement plan can save you the most, this guide is for you.

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— Rich Smith

Founder at Teaching Millionaires
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Here’s a quick overview:

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💰 SEP IRA - simple to set up and manage, with high contribution limits. Best for business owners with no employees.

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💰 Solo 401(k) - offers higher contribution limits, a Roth option, and the ability to borrow against your savings if needed. Ideal for solo business owners looking for maximum flexibility.

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